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Personal Lines

In the personal lines department of Doeren Mayhew Risk Management, we have built strong relationships of trust and integrity with our insurance carriers. These relationships allow us to give our clients the best coverage and the most competitive rates to fit their individual insurance needs.

Lines of Insurance

Exclusive AAA Partnership

Ways to Reduce Insurance Premiums

Why Insurance Rates Vary From Person to Person

Helpful Links

We Offer Several Diversified Lines of Insurance

  • Homeowners

              - Primary

              - Secondary

              - Seasonal

              - Dwelling fire (unoccupied dwelling)

              - Renters

              - Builders risk

  • Auto

  • Personal umbrella

  • Boat

  • Recreational vehicle

  • Group insurance

  • High risk insurance

Exclusive AAA Partnership

Doeren Mayhew Risk Management has formed a partnership with AAA Group Services to offer special group rates on personal property and casualty insurance. This program is the first of its kind. No where else in the country is AAA associated with an accounting firm!

This great opportunity is offered to employees as a special benefit through the employer and is of no cost to the employer. The program can be offered as an "Agent Onsite Day" where AAA agents travel to your company and explain the program to your employees. AAA supplies a free lunch and Road Atlas to employees who receive a quote. If you are Interested in an "Agent Onsite Day" for your company, please complete the following consent form and fax it to Jillian Cooper at 248.273.6727.

Consent Form.pdf

Group benefits and services include:

  • Auto, homeowners, boat, and umbrella

  • Guaranteed 10% discount off base AAA rates, with discounts as high as 30%

  • Current AAA members may qualify for even greater discounts

  • 24-hour claim service, 7 days a week, 365 days a year

  • Discounted AAA membership fees

  • 24-hour emergency road services, free Trip Tiks, and Tour Books

  • Discounts at retailers throughout the U.S.

  • A variety of payment options

              - Personal bank account deduction

              - Electronic funds transfer (EFT)

              - Direct bill

Ways to Reduce Insurance Premiums

Home

  • Home security system

  • Fire extinguishers

  • Smoke detectors

  • Dead-bolt locks

  • Mature homeowner discount

Auto

  • Multiple car discount

  • Safety belt discount

  • Anti-theft discount

  • Airbag discount

  • Vehicle type

  • Mature driver discount

Other

  • Multiple product discount

  • Group discounts or affiliations with credit unions

  • Coordinated medical benefits

  • Deductibles and coverage selection

Why Insurance Rates Vary From Person to Person

Home

  • Location of your home

  • Type of construction and year built

  • Fire protection class

  • Deductibles and coverage selection

  • Replacement cost of home

  • Optional coverage such as endorsements

  • Home security devices

Auto

  • Type of vehicle

  • Drivers and the usage of the vehicle

  • Driving record and accident history

  • Garaging location of the vehicle

  • Income

  • Retirement status

  • Driving distance to work or school from home

Helpful Links

For more information, please call Jillian Cooper at 248.244.3127 (toll free 800.979.9769), or e-mail cooper@moorestephensdm.com.

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